Funding Options
Going far beyond benefit plan flexibility, Rocky Mountain Health Plans (RMHP) also offers a variety of unique, premium funding options for employer group plans. Our funding options give you the flexibility you need with the quality and affordability you expect.
Fully-Insured
The fully-insured financing option, which is available to all group sizes, is the traditional way to finance health care. With this option, you pay a constant premium each month that’s based on the specifics of your group, and RMHP assumes all other risk. It’s predictable, easy to budget for, and easy to understand – so, you can focus on your business, while RMHP takes care of your health benefits. To learn more, please
contact RMHP or your insurance broker today.
Shared-Funding
Generally, this option is created for employer groups with 51 or more employees, RMHP shared-funding allows employers the opportunity to benefit from "better-than-average" claims experience within their group, while maintaining financial protection from "worse-than-average" claims. RMHP shared-funding is available with any of the health benefit plans offered by RMHP. Visit our
Shared-Funding page to learn more.
Administrative Services Only (ASO) & Self-Funding
Designed for the larger employer groups (typically 100 or more employees), self-funding combines the greatest amount of financial control with benefit design flexibility. Employers choose services most appropriate for their needs, select benefits most suited for their employees, make appropriate financing arrangements, and then actively participate in management of their health benefit plan.
RMHP takes the complexity out of ASO and self-funding by offering all services you need, from a company you can trust. Visit our
ASO & Self-Funding page to learn more.
